Studio320 Virtual Solutions • Shop 

TERMS AND CONDITIONS OF USE 

Please read these Terms and Conditions of Use (“TOU”) carefully.  You must agree to these TOU before you are permitted to use any Studio320 Virtual Solutions LLC digital or downloadable resource, online course, class, product, workshop, or training, or enter any online private forum operated by Studio320 Virtual Solutions LLC (for any purpose), whether on a website hosted by www.studio320vs.com or a third-party website such as an online course platform or facebook.com (collectively “Products”). 

If you do not agree with these TOU, you may not use the Products.

As used in these TOU, the term “Releasees” is defined to include the following: (i) Studio320 Virtual Solutions LLC, its subsidiaries, affiliated companies, owners, members, managers, directors, officers, past and present employees, agents, coaches, representatives, successors and assigns (collectively “the Company”); (ii) any Company volunteers; (iii) Beth Kocol.

1. PARTICIPANTS

The Products are intended and only suitable for individuals aged 18 and above. Some of the content in the Products may not be appropriate for children. Company hereby disclaims all liability for use by individuals under the age of 18.

2. PAYMENT

If paying by debit card or credit card, you give us permission to automatically charge your credit or debit card for all fees and charges due and payable to the Company, without any additional authorization, for which you will receive an electronic receipt.  You also agree that the Company is authorized to share any payment information and instructions required to complete the payment transactions with its third-party payment service providers (e.g., credit card transaction processing, merchant settlement, and related services).

If payment is not received when due, the Company reserves the right to terminate your access to the Products and all Content, as defined below, immediately and permanently.  

If you fail to make any payment in a timely manner or voluntarily withdraw from the Products at any time or for any reason, you will remain fully responsible for the full cost of the Products and all payments in any payment plan you have chosen. You agree to reimburse the Company for all collection and/or legal fees and expenses necessitated by lateness or default in payment.

3. LIFETIME ACCESS

You'll have lifetime access to the Product you are purchasing for as long as the Product exists. If the Product you purchase is retired (discontinued), you will no longer have access to it. Studio320 Virtual Solutions LLC cannot guarantee that notice will be provided prior to discontinuing a Product.

4. GIFT CARDS AND STORE CREDIT

Gift cards may be purchased inside the Studio320 Shop for future use towards any product sold in the Studio320 Shop. Store credits may be issued for a variety of customer service reasons such as a duplicate purchase or credit towards an upgraded program. Store credit is for future use towards any product sold in the Studio320 Shop. Gift cards and store credit are valid for twelve months after the date of issue. Gift cards and store credit are not redeemable for cash. There are no refunds on gift cards bought through the Studio320 Shop.

5. REFUNDS

Your satisfaction with the Products is important to us. However, because of the extensive time, effort, preparation, and care that goes into creating and providing the Products, as well as the digital nature and immediate access of the Products, we have a no refund policy. 

Unless otherwise provided by law, you acknowledge that we do not offer refunds for any portion of your payment for any of our Products and no refunds will be provided to you at any time. By using and/or purchasing our Products, you understand and agree that all sales are final, and no refunds will be provided.

Company reserves the right, in its sole discretion, to determine how to address a participant who violates these Terms. Therefore, if a participant disagrees with how the Company addresses another member in breach of these terms and requests a refund, the Company will deny such request.

Furthermore, if a participant violates these Terms, the Company reserves the right, in its sole discretion, to offer the participant another opportunity to abide by these Terms. If a participant disagrees with the Company offering another participant a second opportunity to follow these terms, no grounds for a participant to receive a refund would be created, and any request for a refund on this basis shall be denied.

If, in the Company’s sole right and discretion, you persist with behaviors or actions that violate these Terms, the Company may terminate your access to the Products without notice and without refund. 

Since we have a clear and explicit Refund Policy in these TOU that you have agreed to prior to completing the purchase of the Products, we do not tolerate or accept any type of chargeback threat or actual chargeback from your credit card company or payment processor. If a chargeback is placed on a purchase or we receive a chargeback threat during or after your purchase, we reserve the right to report the incident to all three credit reporting agencies or to any other entity for inclusion in any chargeback database or for listing as a delinquent account, which could have a negative impact on your credit report score. The information reported will include your name, email address, order date, order amount, and billing address. Chargeback abusers wishing to be removed from the database shall make the payment for the amount of the chargeback.

6. INTELLECTUAL PROPERTY RIGHTS

a. Ownership of the Content

The words, videos, voice and sound recordings, training materials, design, layout, graphics, photos, images, information, materials, documents, data, databases and all other information and intellectual property accessible on or through the Company website, any third-party website the Company may use to distribute or host the Products, and contained in e-mails sent to you by the Company, as well as the look and feel of all of the foregoing (“the Content”) is property of the Company and/or our affiliates or licensors, unless otherwise noted, and it is protected by copyright, trademark, and other intellectual property laws.

b. The Company’s Limited License to You: 

If you view, purchase or access any Products or any of the Content, you will be considered our Licensee. For the avoidance of doubt, you are granted a revocable, non-transferable license for personal, non-commercial use only, limited to you only.  

This means you may view, download, print, email and use one copy of individual pages of the Products and Content for your own personal purposes or your own business only. 

Sharing any of the Company’s Products is strictly prohibited. You may not republish, reproduce, duplicate, copy, sell, display, disclose, distribute to friends, family, or any other third party, or otherwise use any material from the Products or Content for any purposes, including, any way that earns you or any third-party money (other than by applying them generally in your own business). By downloading, printing, or otherwise using the Products or Content for personal use you in no way assume any ownership rights of the Content – it is still Company property.  Any unauthorized use of any materials found in the Products or Content shall constitute infringement.  

You must receive our written permission before using any of the Products or Content for your own commercial use or before sharing with others. 

The trademarks and logos displayed on the Products or Content are trademarks belonging to the Company, unless otherwise indicated. Any use including framing, metatags or other text utilizing these trademarks, or other trademarks displayed, is strictly prohibited without our written permission.

All rights not expressly granted in these terms or any express written license, are reserved by us.

c. Unauthorized Use

Your use of any materials found in the Products or Content other than that expressly authorized in these TOU or by a separate written assignment, is not permitted (“Unauthorized Use”). You agree to pay liquidated damages of five (5) times the total fees paid for the Products in the event of your Unauthorized Use, or a minimum of $5,000 if you did not pay fees for the Products, in addition to any legal or equitable remedies the Company may be entitled to pursue.  This is not a penalty but an agreed liquidated damages charge for the Unauthorized Use.     

You agree that any violation or threatened violation of the Intellectual Property Rights terms in these TOU would cause irreparable injury to Us that may not be adequately compensated by damages, entitling Us to obtain injunctive relief, without bond, in addition to all legal remedies.

d. Your License to the Company; Use in Testimonials and Marketing. 

By posting or submitting any material during your use of the Products such as comments, posts, photos, designs, graphics, images or videos or other contributions, you are representing to us that you are the owner of all such materials and you are at least 18 years old. You are also granting us, and anyone authorized by us, an unlimited, royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display your contributions, in whole or in part, in any manner or medium, now known or developed in the future, for any purpose, and granting us the right to make it part of the Company’s current or future Products and Content. This right includes granting us proprietary rights or intellectual property rights under any relevant jurisdiction without any further permission from you or compensation by us to you.  

You also consent to photographs, videos, and/or audio recordings, including teleconference calls, webinars, or other communications, that may be made by the Company that may contain you, your voice and/or your likeness. In the Company’s sole discretion, we reserve the right to use these photographs, videos, and or/audio recordings and/or any other materials submitted by you to the Company or created by the Company in connection with your participation in any Products, without compensation to you at any time, now or at any time in the future.  

You also grant us, and anyone authorized by us, the right to use your likeness and identify you as the author and individual depicted in any comments, posts, photos, images, videos or other contributions created by you or the Company, or by name, email address, or screen name, for any purposes, including commercial purposes and advertising. You acknowledge that we have the right but not the obligation to use any contributions from you and that we may elect to cease the use of any such contributions in the Products or in our Content at any time for any reason. 

This means you give the Company permission to use anything you submit or post in your use of the Products or any third-party forum or website operated by the Company, or anything captured by the Company during your participation in the Products, including images in which your face is visible and recognizable.   

e. Request for Permission to Use the Content

If you wish to use any of the Content, or any other intellectual property or property belonging to us, you should request permission in writing BEFORE you use the Content by sending an e-mail to mail@studio320vs.com.

Licensing Opportunities

If you are interested in using the Content to train or teach clients, please contact us to discuss further licensing opportunities at mail@studio320vs.com.

If you are granted permission by the Company, you agree to use the specific Content that the Company allows and only in the ways for which the Company has given you its written permission. If you choose to use the Content in ways that the Company does not specifically give you written permission, you agree now that you will be treated as if you had copied, duplicated and/or stolen such Content from us, and you consent to immediately stop using such Content and to take whatever actions as we may request and by the methods and in the time frame that we prescribe to protect our intellectual property and ownership rights in the Products and Content.

7. YOUR CONDUCT IN THE PRODUCTS; CONFIDENTIALITY

Please choose carefully the materials that you upload to, submit to, or embed on any website operated by the Company and any third-party forums operated by the Company. Any material you post on the Company’s website or in any third-party forums operated by the Company may become public. 

Company is not legally bound to keep your information confidential. 

Nevertheless, Company agrees to keep all information about our relationship strictly confidential except in very rare circumstances where disclosure is required by law, for example when a court might issue a subpoena for the file or information, or if you threaten to harm yourself, or others.  You acknowledge that our communications are not covered by any doctor-patient privilege or other privilege.

You agree to keep all information you learn about other participants, their business, or clients (as applicable), strictly confidential except in very rare circumstances where disclosure is required by law.

You are responsible for your material and for any liability that may result from the material you post.  You participate, comment, and post material at your own risk.  Any communication by you on the Company’s website and any third-party forums operated by the Company, whether by leaving a comment, participating in a chat, public or private forum, or other interactive service, must be respectful. You may not communicate or submit any content or material that is abusive, vulgar, threatening, harassing, knowingly false, defamatory or obscene or otherwise in violation of any law or the rights of others.  You agree to post comments or other material only one time. 

The Company, in its discretion, may delete or modify, in whole or part, any post, comment or submission to the Company’s and any third-party forums operated by the Company.  The Company does not, however, have any obligation to monitor posts, comments, or material submitted by third parties.  The Company neither endorses nor makes any representations as to the truthfulness or validity of any third-party posts, comments, or material on the Company website or any third-party forums operated by the Company. The Company shall not be responsible or liable for any loss or damage caused by third-party posts, comments, or materials on the Company website and any third-party forums operated by the Company.

You are strictly forbidden from the following:

• Causing damage to any Company website or third-party forums operated by the Company

• Using any Company website or third-party forums operated by the Company for any unlawful, illegal, fraudulent or harmful purpose or activity

• Using any Company website or third-party forums operated by the Company to copy, store, host, transmit, send, use, publish or distribute any spyware, virus, worm, Trojan horse, keystroke logger or other malicious software

• Using any Company website or third-party forums operated by the Company to transmit, send or deliver unsolicited communications or for other marketing or advertising purposes

• Systematically or automatically collecting data from any Company website or third-party forums operated by the Company

• Sharing private and proprietary information from the Products or other participants with anyone else

• Discriminatory speech, hate speech, comments, or actions against another member based on their sex, gender, age, ethnicity, race, socio-economic status, disability, or other labels

• Harassing, fighting with, or being disrespectful to other participants

We may also post separate rules regarding your behavior in any online community or forum, whether hosted on the Company’s website or a third-party website, which may be updated from time to time. You agree that you are bound by those rules and they are expressly incorporated into these TOU.

If, in the Company’s sole discretion, your conduct violates these TOU in any way, you agree that the Company may immediately and permanently terminate your participation in the Products and your access to the Content without refund. 

The Company does its best to create a safe and welcoming space for all participants, however, Company cannot guarantee that all participants will follow these guidelines. Company, in its sole discretion, may remove any participant’s comments, posts, content or materials, however, Company does not have a duty to review all comments, posts, content and material shared within any online private forums or groups or on any group call. Therefore, Company shall not be held liable for any participant’s comments, actions, posts, content or materials that result in another participant’s trauma or discomfort.

8. USERNAME AND PASSWORD

To access certain features of the Products, including any private membership areas, you may need a username and password. You agree to keep your username and password confidential. During the registration process for any service or product, you agree to provide true, accurate, current and complete information about yourself. If the Company has reasonable grounds to suspect that you have provided false information, shared your username and password with anyone else, or forwarded any non-public material from the Products to any other person, the Company has the right to suspend or terminate your account and refuse any and all current or future use of the Products or any Content, in whole or part, without refund. Any personally identifiable information you provide as part of the registration process is governed by the terms of the Company’s website Privacy Policy.

9. TERMINATION OR CANCELLATION

The Company reserves the right in its sole discretion to refuse or terminate your access to the Products and Content, in full or in part, at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the part of the Products or Content affected by such cancellation or termination. The restrictions imposed on you in these TOU with respect to the Products and its Content will still apply now and in the future, even after termination by you or the Company.

If you would like to cancel your access and participation in the Products, you must provide the Company with written notice (including e-mail). Your access to the materials and Content of the Products will be immediately terminated upon your notice of cancellation. You will not be issued a refund for any remaining days or months of the Products after your cancellation.

10. PERSONAL RESPONSIBILITY, ASSUMPTION OF RISK, RELEASE, DISCLAIMERS

a. You acknowledge that, by engaging with the Company for the Products, you voluntarily assume an element of inherent risk, and knowingly and freely assume all risk and responsibility for injuries to any persons or damages to any property, and release, covenant not to sue, and hold Releasees harmless for any and all liability to you, your personal representatives, assigns, heirs and next of kin, for any and all claims, causes of action, obligations, lawsuits, charges, complaints, controversies, damages, costs or expenses of whatsoever kind, nature, or description, whether direct or indirect, in law or in equity, in contract or in tort, or otherwise, whether known or unknown, arising out of or connected with your participation in the Products, whether or not caused by the active or passive negligence of the Releasees.

If the release and hold harmless provision is held unenforceable for any reason, you agree to limit any damages claimed to the total paid to the Company for the Products.

b. The Products and Content provide information and education only, and do not provide any financial, legal, medical or psychological services or advice. None of the Products or Content prevents, cures or treats any mental or medical condition.  The Products and Content are not intended to be a substitute for professional advice that can be provided by your own accountant, lawyer, financial advisor, or medical professional.  You are responsible for your own financial, legal, physical, mental and emotional well-being, decisions, choices, actions and results.  You should consult with a professional if you have specific questions about your own unique situation.  The Company disclaims any liability for your reliance on any opinions or advice contained in the Products.

c. Earnings and Results Disclaimer.  You agree that Company has not made and does not make any representations about the earnings or results you may receive as a result of your use of or participation in the Products. Every effort has been made to accurately represent our Products and the educational value they provide. However, there is no guarantee that you will earn any money using the techniques and ideas in these Products.

When we present revenue and sales figures on our website and our other channels, we are showcasing exceptional results, which do not reflect the average experience. You should not rely on any revenue, sales, or earnings information we present as any kind of promise, guarantee, or expectation of any level of success or earnings. Your results will be determined by a number of factors over which we have no control, such as your financial condition, experiences, skills, level of effort, education, and changes within the market. Running an online business carries risks, and your use of any information contained on this website is at your own risk. Subject to our Refund Policy, we provide Products and Content without any express or implied warranties. By continuing to use our site and access our Content, you agree that we are not responsible for any decision you may make regarding any information presented or as a result of purchasing any of our products or services. Any claims made of actual earnings or examples of actual results can be verified upon request. 

The Company cannot and does not guarantee that you will achieve any particular result or earnings from your use of the Products, and you understand that results and earnings differ for each individual.

d. Any links to third-party products, services, or sites are subject to separate terms and conditions. The Company is not responsible for or liable for any content on or actions taken by such third-party company or website. Although the Company may recommend third-party sites, products or services, it is your responsibility to fully research such third parties before entering into any transaction or relationship with them.

e. The Company tries to ensure that the availability and delivery of the Products and Content is uninterrupted and error-free. However, the Company cannot guarantee that your access will not be suspended or restricted from time to time, including to allow for repairs, maintenance or updates, although, of course, we will try to limit the frequency and duration of suspension or restriction.

f. THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH THE PRODUCTS AND CONTENT ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT WARRANT THAT THE PRODUCTS OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THE WEBSITE, INCLUDING MEMBERSHIP PAGES, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

g. THE COMPANY SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE PRODUCTS, INCLUDING ITS MATERIALS, PRODUCTS OR SERVICES, OR THIRD-PARTY MATERIALS, PRODUCTS OR SERVICES MADE AVAILABLE THROUGH THE PRODUCTS.

11. POLICIES FOR DUBSADO TEMPLATES 

The Dubsado Templates are customizable templates for use solely in the Dubsado system. All use of the Dubsado Templates are also subject to Dubsado’s terms and conditions (https://www.dubsado.com/legal/terms-conditions). To use the Dubsado Templates, you must remove the Studio320 Virtual Solutions LLC branding and stock images before use and insert your own branding and images. Any violation of this provision may result in liability for copyright and trademark infringement. Detailed instructions for use will be provided and it is your sole responsibility to confirm you are complying with all customization requirements. Studio320 Virtual Solutions LLC disclaims all liability related to your use of the Dubsado Templates and is in no way sponsored, endorsed, administered, associated or affiliated with Dubsado.

Purchases of Dubsado Templates are for individual use only. You may not share or sell the Dubsado Templates to any third-parties and the Dubsado Templates must remain in your own Dubsado account. You may not use the Dubsado Templates for client work. If a client wants to use the templates, they must purchase their own copy of the templates and load them into their own account.

12. POLICIES FOR THE CLICKUP TEMPLATES

The ClickUp Templates are customizable templates for use solely in the ClickUp  system. All use of the ClickUp Templates are also subject to ClickUp's terms and conditions (https://clickup.com/terms). To use the ClickUp Templates, you must remove the Studio320 Virtual Solutions LLC branding and stock images before use and insert your own branding and images. Any violation of this provision may result in liability for copyright and trademark infringement. Detailed instructions for use will be provided and it is your sole responsibility to confirm you are complying with all customization requirements. Studio320 Virtual Solutions LLC disclaims all liability related to your use of the ClickUp Templates and is in no way sponsored, endorsed, administered, associated or affiliated with ClickUp.

Purchases of ClickUp Templates are for individual use only. You may not share or sell the ClickUp Templates to any third-parties and the ClickUp Templates must remain in your own ClickUp account. You may not use the ClickUp Templates for client work. If a client wants to use the templates, they must purchase their own copy of the templates and load them into their own account.

13. POLICIES FOR THE ZAPIER TEMPLATES 

The Zapier Templates are customizable templates for use solely in the Zapier platform. All use of the Zapier Templates are also subject to Zapier's terms and conditions (https://zapier.com/legal). To use the Zapier Templates, you must remove the Studio320 Virtual Solutions LLC branding and stock images before use and insert your own branding and images. Any violation of this provision may result in liability for copyright and trademark infringement. Detailed instructions for use will be provided and it is your sole responsibility to confirm you are complying with all customization requirements. Studio320 Virtual SolutionsLLC disclaims all liability related to your use of the Zapier Templates and is in no way sponsored, endorsed, administered, associated or affiliated with Zapier.

Purchases of Zapier Templates are for individual use only. You may not share or sell the Zapier Templates to any third-parties and the Zapier Templates must remain in your own Zapier account. You may not use the Zapier Templates for client work. If a client wants to use the templates, they must purchase their own copy of the templates and load them into their own account.

14. PURCHASE POLICIES FOR CANVA TEMPLATES 

The Canva Templates are customizable templates for use solely with Canva. All use of the Canva Templates are also subject to Canva's terms and conditions (https://about.canva.com/terms-of-use/). Studio320 Virtual Solutions LLC disclaims all liability related to your use of the Canva Templates and is in no way sponsored, endorsed, administered, associated, or affiliated with Canva.

Purchases of Canva Templates are for individual use only.  You may not share or sell the Canva Templates to any third-parties and the Canva Templates must remain in your own Canva account. You may not use the Canva Templates for client work. If a client wants to use the templates, they must purchase their own copy of the templates and load them into their own account.

15. PURCHASE POLICIES FOR THINKIFIC CONNECTED PRODUCTS 

For all Course products, you agree to the terms of service on our MemberVault course site.

16. SECURITY 

Security for all personally identifiable information is extremely important to us. Unfortunately, no data transmission over the internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, The Company cannot ensure or warrant the security of any information you transmit via the internet. By transmitting any such information to the Company, you accept that you do so at your own risk.

17. LEGAL DISPUTES

These TOU shall be governed by and construed in accordance with the laws of the State of Florida without giving effect to its conflict of laws principles. The state and federal court nearest to Tampa, FL shall have exclusive jurisdiction over any case or controversy arising from or relating to the Products or Content, including but not limited to the Company’s Privacy Policy or these TOU. By using the Products or Content, you hereby submit to the exclusive jurisdiction and venue of these courts and consent irrevocably to personal jurisdiction in such courts and waive any defense of forum non conveniens. The prevailing party in any dispute between the parties arising out of or related to these TOU, whether resolved by negotiation, mediation, or litigation, shall be entitled to recover its attorneys’ fees and costs from the other party.

18. USERS OUTSIDE UNITED STATES

The Company controls and operates the Products from offices in the United States. The Company does not represent that materials on the Products are appropriate or available for use in other locations. People who choose to access the Products from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.

19. INDEMNIFICATION

You agree to defend, indemnify, release, and hold harmless the Company and any directors, officers, agents, contractors, partners, assigns, successors-in-interest and its and their employees from and against any and all claims, damages, obligations, losses, liabilities, costs, debt and expenses (including but not limited to attorney’s fees) arising from or in connection with: (i) your use of the Products or Content in violation of these TOU, (ii) any breach by you of these TOU or any representation and warranty made by you herein, (iii) any comment, post, or material you submit to the Company’s website or any third-party forum or website operated by the Company, (iv) your use of materials or features available on the Products or Content (except to the extent a claim is based upon infringement of a third-party right by materials created by the Company) or (v) a violation by you of applicable law or any agreement or terms with a third party to which you are subject.

20. FORCE MAJEURE 

The Company shall not be deemed in breach of these TOU if Company is unable to provide all of the Products or  any portion thereof by reason of fire, earthquake, labor dispute, act of God or public enemy, epidemic, pandemic, death, illness or incapacity of the Company or any local, state, federal, national or international law, governmental order or regulation or any other event beyond Company’s control (collectively, “Force Majeure Event”). Upon occurrence of any Force Majeure Event, the Company shall give notice to you of its inability to perform or of delay in providing the Products and shall propose revisions to the schedule for completion of the Products or other accommodations, or may terminate these TOU.

21. GENERAL PROVISIONS

The Company may modify these TOU at any time. All modifications shall be posted on the Company’s website and participants shall be notified via email. If any provision of these TOU is held invalid or unenforceable, the remainder of these TOU will remain in full force and the invalid or unenforceable provision will be replaced by a valid or enforceable provision. This is the entire agreement of the parties, and reflects a complete understanding of the parties with respect to the subject matter. These TOU supersede all prior written and oral representations.

By purchasing Products, you are providing the electronic equivalent of your signature and assert that you have read, understood and agreed to this entire document.  If you do not agree with these TOU, do not purchase or use the Products or Content.

Updated on May 1, 2024